tag:blogger.com,1999:blog-63281230079761794562024-03-18T20:37:56.224-07:00PERSONAL AND SMALL BUSINESS FINANCEsmall businesses and personal loans specialist
john stickley 30+ years in finance industry
paul rewrie 15 years an accountant and IFA
finanace brokers since 1983
john stickley set up 1pm plc [sub prime lender] which was floated in 2006
we specialize in sub-prime finance
we can provide finance for tenants
we lend our own money to sub-prime clients
we specialise in EFG loans
we have many different options to resolve clients problems.ernesthttp://www.blogger.com/profile/15072379292227883964noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-6328123007976179456.post-41751282179200886292010-02-06T04:51:00.000-08:002010-02-14T03:11:39.955-08:00REMEMBER - BANKS AND FUNDERS ARE NOT HELPING SMALL BUSINESS - BUT WE SPECIALIZE IN HELPING THEM<div style="text-align: center;"><b><span class="Apple-style-span" style="font-size: x-large;"><span class="Apple-style-span" style="font-family: Times, 'Times New Roman', serif;">SUB-PRIME LOANS UK</span></span></b></div><div style="text-align: center;"><b>WE ARE LENDERS AND BROKERS AND DEAL IN EVERY ASPECT OF FINANCE</b></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgisGk2HwpKIrQ6DL0apGI3DKr8nWhcF9m-kfXLPK4RrL_3nCAxT6EgBRdKRG1q4kevDBjpKvSwhfqff5hgpxCgHihHJYgNv9ZGIwz5H1Hl3iXx5O7cAK7j8M0NVgpIXasC5ajkqZU2Mig/s1600-h/professional.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"><img alt="" border="0" id="BLOGGER_PHOTO_ID_5434956611778549906" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgisGk2HwpKIrQ6DL0apGI3DKr8nWhcF9m-kfXLPK4RrL_3nCAxT6EgBRdKRG1q4kevDBjpKvSwhfqff5hgpxCgHihHJYgNv9ZGIwz5H1Hl3iXx5O7cAK7j8M0NVgpIXasC5ajkqZU2Mig/s320/professional.jpg" style="cursor: hand; cursor: pointer; display: block; height: 240px; margin: 0px auto 10px; text-align: center; width: 320px;" /></a><br />
<div style="text-align: center;"><b><span class="Apple-style-span" style="font-family: arial;"><span class="Apple-style-span" style="font-size: x-large;"><span class="Apple-style-span" style="background-color: white;">WE HAVE BEEN IN THE BUSINESS SINCE 1983</span></span></span></b></div><div style="text-align: left;"><div><span class="Apple-style-span" style="color: red;"><b><span class="Apple-style-span" style="color: black;">with access to over 60 funding sources specialing in small business and consumer finance, and with such extensive experience in the specialist market, we are often able to help small businesses and individuals secure funding which they might not have been able to secure previously. in December 2008 We started lending our money to small businesses, to add to broking activities. so</span><span class="Apple-style-span" style="font-weight: normal;"><b><span class="Apple-style-span" style="color: black;"> unlike traditional finance houses and high street babks which often show a lack of creativity and commitment to small business, we offer vital finance support to aid development and enhance profitibility in the small business sector</span>.</b></span></b></span></div><div><span class="Apple-style-span" style="color: red;"><b><br />
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<span class="Apple-style-span" style="color: red;"><b><span class="Apple-style-span" style="color: black; font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; line-height: 11px;"></span></b></span><br />
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<span class="Apple-style-span" style="color: red;"><b><div style="font-family: Arial, Helvetica, sans-serif; font-size: 1.2em; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">What is a sub-prime loan?</span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">Generally speaking, anything sub-prime is aimed at borrowers with patchy credit histories. The definition has become more complicated over recent years. Sub-prime can now apply even to borrowers who have missed a few credit card or loan repayments, depending on the lender's own criteria.</span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">The term typically refers to mortgage candidates, though any form of credit offered to people who have had problems with debt repayment is classed as sub-prime.</span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">Sub-prime mortgages in the US are not the same as those in the UK. In the US, a sub-prime mortgage starts on a very low rate for a year or two In the UK, but there are many different kinds of sub-prime loans, depending on the extent of the borrower's past problems.</span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;"><span class="Apple-style-span" style="line-height: 11px;"></span></span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">Securitisation is a popular funding model for lenders that specialise in sub-prime mortgages, so this market virtually dried up overnight in the UK.</span></span></span></div><div style="font-family: Arial, Helvetica, sans-serif; font-size: 1.2em; line-height: 1.2em; margin-bottom: 12px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px;"><span class="Apple-style-span" style="color: black;"><span class="Apple-style-span" style="font-weight: normal;"><span class="Apple-style-span" style="font-size: small;">Then a general lack of confidence between banks led to a more widespread decline in interbank funding, so even prime mortgage borrowers facedhigher rates as lenders struggled to generate enough cash to support the highly competitive deals that UK borrowers had grown accustomed to in recent years.</span></span></span></div></b></span></div><div><br />
<ul><li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>IS THERE PRESSURE ON YOUR OVERDRAFT?</i></b></span></li>
<li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>HOW SUPPORTIVE IS YOUR BANK BEING?</i></b></span></li>
<li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>DO YOU NEED EXTRA WORKING CAPITAL?</i></b></span></li>
<li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>IS THERE A PROBLEM WITH LATE PAYMENT FROM CUSTOMERS?</i></b></span></li>
<li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>ARE YOU BEING CHASED FOR OUTSTANDING TAX BILL?</i></b></span></li>
<li><span class="Apple-style-span" style="color: #444444; font-family: arial;"><b><i>PLEASE GIVE ME A CALL</i></b></span></li>
</ul><br />
<span class="Apple-style-span" style="font-family: arial;"><b><i>MORTGAGES, RE-MORTGAGES AND LOANS,</i></b></span><br />
<span class="Apple-style-span" style="font-family: arial;"><b><i><span class="Apple-style-span" style="font-style: normal; font-weight: normal;"><b><i>SMALL FIRM LOAN GUARANTEE [EFG] SCHEMES,</i></b></span></i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>BRIDGING LOANS,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>ASSET FINANCE,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>RE-FINANCE,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>TAX DEBT PLAN,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>FACTORING/INVOICE DISCOUNTING,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>COMMERCIAL AND PERSONAL LOANS,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>PAYROLL FUNDING,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>R&D TAX CREDITS,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>DRI MARKETING [AND OTHER],</i></b></span><br />
<span class="Apple-style-span" style="font-family: arial;"><b><i>GRANTS - </i><i>VIRTUALLY FREE MONEY,</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><i>PENSIONS, LIFE INSURANCE, CRITICAL ILLNESS, SHAREHOLDER PROTECTION, KEYMAN INSURANCE, REDUNDANCY COVER, INVESTMENTS AND INCOME PROTECTION.</i></b></span></div><div><span class="Apple-style-span" style="font-family: arial;"><b><span class="Apple-style-span" style="font-size: large;"><span class="Apple-style-span" style="color: #cc0000;"><br />
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<span class="Apple-style-span" style="font-family: arial;"><span class="Apple-style-span" style="font-size: small;">HOW MUCH FUNDING IS AVAILABLE?</span></span><br />
<span class="Apple-style-span" style="font-family: arial;"><span class="Apple-style-span" style="font-size: x-small;">The maximum loans that can be supported </span>is £1,000,000<span class="Apple-style-span" style="font-size: x-small;"> over a terms of between 3 months and 10 years. The loans can be drawn down in up to 4 stages as long as each represents at least 10% and the full loan is taken up within 2 years. capital repayment holidays may be available during the term of the loan.</span></span><br />
<span class="Apple-style-span" style="font-family: arial;"><span class="Apple-style-span" style="font-size: x-small;"><br />
</span></span></div></div><div style="text-align: center;"><span class="Apple-style-span" style="font-family: arial;"><b><span class="Apple-style-span" style="color: #cc0000;"><span class="Apple-style-span" style="font-size: large;">REMEMBER, WE COVER ALL ASPECT OF FINANCE</span></span></b></span></div><div style="text-align: center;"><div style="text-align: center;"><span class="Apple-style-span" style="color: red;"><span class="Apple-style-span" style="font-size: small;"><b>PLEASE CALL ME FOR GUARANTEED SUB-PRIME</b></span></span></div><div style="text-align: center;"><span class="Apple-style-span" style="font-size: x-large;"><b><span class="Apple-style-span" style="color: red;">MR ERNEST IREMIREN</span></b></span></div><div style="text-align: center;"><span class="Apple-style-span" style="font-size: x-large;"><b><span class="Apple-style-span" style="color: red;">07984 831 865</span></b></span></div><div style="text-align: center;"><span class="Apple-style-span" style="font-size: x-large;"><b><span class="Apple-style-span" style="color: red;">9am - 6pm</span></b></span></div></div><div style="text-align: center;"><b><span class="Apple-style-span" style="font-family: inherit;"><span class="Apple-style-span" style="font-size: x-small;">you can send a email with all your requirements and contact details</span></span></b><br />
<b><span class="Apple-style-span" style="font-family: inherit;"><span class="Apple-style-span" style="font-size: x-small;">and i will call you shortly MR-ERNEST@GMX.COM</span></span></b></div>ernesthttp://www.blogger.com/profile/15072379292227883964noreply@blogger.com9